use the Services only for lawful, personal, and internal business purposes
provide accurate account and payment information
keep your login credentials confidential
not copy, share, resell, distribute, or misuse our course content, templates, downloads, prompts, or materials
understand that digital product sales are generally final once access is granted, except where otherwise stated in writing
understand that we do not guarantee specific results, income, audience growth, leads, or sales
resolve disputes according to the dispute resolution section below
Important Notes
You must be at least 18 years old to use our Services.
Some subscriptions renew automatically unless canceled before your next billing date.
We do not guarantee earnings, business growth, or specific outcomes.
Our content is educational and informational only and does not constitute legal, tax, medical, mental health, or financial advice.
Your use of our Services is governed by these Terms, our Privacy Policy, and any additional terms presented at checkout or on a specific offer page.
These Terms of Service (“Terms,” “Terms of Service,” or “Agreement”) govern your use of the website, online programs, memberships, digital products, coaching, consulting, workshops, communities, AI tools, templates, downloads, and related services (collectively, the “Services”) provided by Thrive by Grace Digital Agency LLC, doing business as Thrive by Grace Digital and Thrive Collective, and any related brand, program, or offering we operate (“Company,” “we,” “us,” or “our”).
By accessing or using the Services, creating an account, making a purchase, participating in a program, or clicking to accept these Terms, you acknowledge that you have read, understood, and agree to be bound by these Terms and our Privacy Policy.
If you do not agree to these Terms, do not use the Services.
1. Agreement to Terms
By accessing, browsing, purchasing from, or using the Services, you agree to be bound by these Terms and any policies incorporated into them by reference, including our Privacy Policy.
These Terms apply to all users of the Services, including browsers, customers, students, members, subscribers, community participants, and visitors.
We recommend that you print or save a copy of these Terms for your records.
2. Eligibility and Age Requirements
You must be at least 18 years old to use our Services, create an account, join a membership, or make a purchase.
By using the Services, you represent and warrant that:
you are at least 18 years old
you have the legal capacity to enter into a binding agreement
any information you provide is truthful and accurate
If you use the Services on behalf of a business, church, nonprofit, ministry, or other organization, you represent that you have the authority to bind that entity to these Terms.
You may not use the Services if:
you have previously been suspended or banned by us
your use would violate any applicable law or regulation
you are located in a jurisdiction where use of the Services is prohibited
3. Accounts and Registration
Certain features of our Services may require you to create an account.
You agree to:
provide current, complete, and accurate registration information
promptly update your information if it changes
maintain the confidentiality of your username and password
accept responsibility for all activity under your account
You may not:
share your login credentials with others
allow anyone else to use your account
use another person’s account without permission
create false or misleading accounts
create multiple accounts to avoid restrictions or duplicate access rights
Accounts are personal to the purchaser unless otherwise expressly stated in writing. Accounts and access rights are non-transferable.
If you suspect unauthorized access to your account, you must notify us immediately at [email protected].
4. Purchases, Payments, and Billing
When you make a purchase, you agree to provide valid and current payment information and authorize us to charge the payment method you provide for all applicable amounts.
Pricing
All prices are listed in U.S. dollars unless otherwise stated.
We reserve the right to change prices at any time for future purchases.
Prices in effect at the time of purchase will apply to that purchase.
We reserve the right to cancel orders placed due to obvious pricing or typographical errors.
Payment Processors
We may use third-party payment processors including, without limitation, Stripe, PayPal, ThriveCart, Kajabi, GoHighLevel, or similar providers. Payment processing is subject to the terms and privacy policies of those third parties.
We are not responsible for errors, declines, delays, or actions caused by third-party payment processors.
Taxes
You are responsible for any applicable taxes, duties, or fees associated with your purchase, except where we are required by law to collect and remit them.
Failed or Late Payments
If your payment is declined, reversed, late, or otherwise fails:
we may retry the charge
we may suspend or terminate access to the affected Service
you remain responsible for all unpaid amounts
we may use lawful means to collect outstanding balances
5. Refunds and Cancellations
Because many of our offerings are digital, immediately accessible, service-based, time-sensitive, or capacity-limited, the following refund terms apply unless a different refund policy is expressly stated on the relevant sales page or checkout page.
Digital Products
All sales of digital products are final once access has been granted or the content has been delivered, downloaded, streamed, opened, or otherwise made available to you.
This includes, without limitation:
eBooks
guides
templates
prompt packs
toolkits
workbooks
downloads
mini-courses
recorded trainings
replays
AI resources
digital bundles
Courses and Programs
If a course or program includes instant access to digital content, sales are final unless the offer page expressly provides a refund window.
If a specific offer includes a guarantee, satisfaction policy, or limited refund period, that stated policy governs that offer only.
Live Events, Workshops, and Trainings
For live workshops, challenges, intensives, or events:
if we cancel the event and do not reschedule, we may offer a refund, transfer, or credit at our discretion
unless otherwise stated, no refunds will be issued once the live event has begun
failure to attend does not create a right to a refund
Coaching and Consulting
Payments for coaching, consulting, strategy calls, intensives, or other time-based services are non-refundable once booked unless we expressly agree otherwise in writing.
If you miss a session or fail to attend, that session may be forfeited.
Billing Errors
If you believe you were charged in error, contact us at [email protected] within a reasonable time. We will investigate verified billing errors and may correct them.
Chargebacks
Before initiating a chargeback or payment dispute, you agree to contact us first at [email protected] and make a good-faith effort to resolve the issue.
If you file a chargeback for a valid charge in violation of these Terms, we may:
suspend or terminate your access to all Services
revoke bonuses, downloads, and membership access
pursue recovery of the disputed amount and related costs
6. Subscription Services and Memberships
Some Services are offered on a recurring subscription or membership basis.
By purchasing a subscription, membership, software plan, recurring coaching plan, or similar offer, you authorize us to charge your payment method automatically on a recurring basis at the interval disclosed at checkout until you cancel.
Billing Cycle
Subscriptions are billed in advance on a recurring basis, such as monthly or annually, depending on the plan selected.
Automatic Renewal
Unless canceled before your next billing date, your subscription will automatically renew for the same billing cycle.
Cancellation
You may cancel your subscription before your next billing date by:
using the cancellation feature in your account, if available
following any other cancellation method we provide at the time of purchase
Cancellation will stop future charges only. Unless otherwise stated, you will retain access through the end of your current paid billing period.
No Prorated Refunds
We do not provide prorated refunds for unused time, partial billing periods, or failure to use the subscription.
Changes to Subscription Terms
We reserve the right to modify subscription pricing, features, or benefits for future billing periods. Material changes will be communicated in advance where required by law.
Failed Renewal Payments
If a renewal payment fails, we may suspend access until the account is brought current.
7. Intellectual Property Rights
All content and materials included in or made available through the Services are owned by or licensed to us and are protected by copyright, trademark, trade secret, and other intellectual property laws.
This includes, without limitation:
course materials
videos and audio recordings
text, copy, graphics, branding, and website content
templates, prompts, tools, frameworks, and worksheets
downloads, playbooks, guides, and digital resources
membership materials
software functionality and AI-powered features
program names, slogans, logos, and related branding
Your purchase or use of the Services does not transfer ownership of any intellectual property rights to you.
All rights not expressly granted are reserved by us.
8. Limited License to Use Services
Subject to your compliance with these Terms, we grant you a limited, revocable, non-exclusive, non-transferable, non-sublicensable license to access and use the Services for your own personal use or internal business use.
You may:
access content you have properly purchased or been granted access to
download materials where expressly permitted
print a single copy of materials for your own reference where appropriate
apply what you learn in your own business, ministry, or work
share your login, downloads, or materials with non-paying users
resell, sublicense, lease, or commercially distribute our content
use our materials to create competing products, memberships, courses, templates, or services
record, screenshot, scrape, or redistribute live trainings, videos, or materials unless expressly authorized
use bots, scrapers, or automated systems to access the Services
reverse engineer or interfere with the software or systems used to provide the Services
use our content or prompts to train a competing AI tool or commercial product without written permission
Any unauthorized use is a material breach of these Terms and may result in immediate termination of access.
9. User-Generated Content
You may submit comments, posts, messages, testimonials, feedback, reviews, photos, videos, or other content through the Services or related communities (“User Content”).
You are solely responsible for your User Content and represent that:
you own it or have the rights necessary to submit it
it does not violate any law or third-party rights
it is not false, misleading, defamatory, or unlawful
it does not contain malicious code, spam, or harmful material
By submitting User Content, you grant us a worldwide, non-exclusive, royalty-free, perpetual, irrevocable, transferable, and sublicensable license to use, reproduce, modify, adapt, display, publish, distribute, and promote that content in connection with our business, marketing, and Services.
This includes the right to use your name, likeness, business name, social media handle, testimonial, results, screenshots, comments, and submitted media, unless prohibited by law or unless you request otherwise in writing and we agree.
We reserve the right, but not the obligation, to remove or moderate User Content for any reason.
10. Testimonials, Reviews, and Results Statements
If you submit a review, testimonial, win, success story, screenshot, or feedback, you agree that we may use it in our marketing, website, emails, social content, sales materials, and promotional campaigns.
You agree not to submit false, fake, deceptive, or misleading testimonials or reviews.
You acknowledge that:
testimonials reflect individual experiences
results are not typical
no testimonial or case study should be interpreted as a guarantee of what others will achieve
We reserve the right to edit testimonials for clarity, grammar, or length while preserving their general meaning.
11. Community Standards and Prohibited Conduct
You agree not to use the Services to:
violate any law or regulation
infringe intellectual property rights
harass, intimidate, threaten, abuse, or defame others
impersonate another person or business
upload viruses, malware, or harmful code
interfere with the operation or security of the Services
share pirated, confidential, or unauthorized materials
post deceptive income claims or misleading marketing claims
spam, solicit, or promote unrelated products without permission
scrape, harvest, or collect information about other users without authorization
disrupt or undermine our community spaces, trainings, programs, or staff
We may suspend, remove, restrict, or terminate access if we believe you have violated this section.
12. Educational Purpose Only and No Professional Advice
The Services are provided for educational and informational purposes only.
Nothing in the Services constitutes or should be relied upon as:
legal advice
tax advice
accounting advice
financial or investment advice
medical advice
mental health or therapeutic advice
licensed professional services of any kind
You are responsible for consulting your own professional advisors before making decisions based on the Services.
13. AI Tools Disclaimer
Some of our Services may include or reference AI tools, automations, prompts, generated content, or software-assisted outputs.
You understand and agree that:
AI-generated content may be inaccurate, incomplete, biased, or outdated
you are responsible for reviewing, editing, verifying, and approving any AI-generated output before relying on or using it
we do not guarantee the accuracy, legality, originality, or fitness of any AI-generated content for your intended purpose
you assume full responsibility for how you use any AI-related tools, prompts, recommendations, or outputs provided through the Services
14. Earnings and Results Disclaimer
We make no representations, warranties, or guarantees regarding your ability to achieve any particular result from using the Services.
We do not guarantee:
income
revenue
profit
business growth
followers
engagement
leads
conversions
clients
ministry growth
launch success
audience growth
any other specific outcome
Any examples of results, testimonials, case studies, revenue numbers, wins, or success stories are illustrative only and do not represent typical or guaranteed results.
Your success depends on many factors outside our control, including:
your effort and consistency
your experience and skill level
your audience, niche, and offer
your market and economic conditions
timing, implementation, and follow-through
You accept full responsibility for your own business decisions, actions, and results.
15. Disclaimer of Warranties
TO THE MAXIMUM EXTENT PERMITTED BY LAW, THE SERVICES ARE PROVIDED “AS IS” AND “AS AVAILABLE” WITHOUT WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED.
WE DISCLAIM ALL WARRANTIES, INCLUDING BUT NOT LIMITED TO:
MERCHANTABILITY
FITNESS FOR A PARTICULAR PURPOSE
NON-INFRINGEMENT
ACCURACY
AVAILABILITY
SECURITY
RELIABILITY
We do not warrant that:
the Services will be uninterrupted or error-free
any defects will be corrected
the Services will meet your expectations
the content will be accurate, complete, or current
your use of the Services will produce any specific result
Your use of the Services is at your own risk.
16. Limitation of Liability
TO THE MAXIMUM EXTENT PERMITTED BY LAW, WE SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, EXEMPLARY, OR PUNITIVE DAMAGES, OR FOR ANY LOSS OF PROFITS, REVENUE, BUSINESS, GOODWILL, DATA, SAVINGS, OR OPPORTUNITIES ARISING OUT OF OR RELATED TO THE SERVICES.
TO THE MAXIMUM EXTENT PERMITTED BY LAW, OUR TOTAL LIABILITY FOR ANY CLAIM ARISING OUT OF OR RELATING TO THE SERVICES SHALL NOT EXCEED THE GREATER OF:
THE AMOUNT YOU PAID TO US FOR THE SPECIFIC SERVICE GIVING RISE TO THE CLAIM IN THE TWELVE (12) MONTHS BEFORE THE CLAIM AROSE, OR
ONE HUNDRED U.S. DOLLARS ($100)
These limitations apply regardless of the legal theory asserted and even if a remedy fails of its essential purpose.
Some jurisdictions do not allow certain limitations, so some of the above may not apply to you.
17. Indemnification
You agree to defend, indemnify, and hold harmless Thrive by Grace Digital Agency LLC, its owners, officers, employees, contractors, affiliates, agents, licensors, successors, and assigns from and against any and all claims, damages, liabilities, judgments, settlements, losses, costs, and expenses, including reasonable attorneys’ fees, arising out of or related to:
your use or misuse of the Services
your violation of these Terms
your violation of any law or third-party right
your User Content
your business activities, marketing, or claims
your unauthorized use, reproduction, or distribution of our content or intellectual property
18. Third-Party Services and Links
The Services may include integrations with or links to third-party websites, platforms, software, tools, payment processors, social media services, or applications.
We are not responsible for:
third-party content, services, policies, or practices
the accuracy or reliability of third-party information
any loss or damage arising from your use of third-party platforms or tools
Your use of third-party services is at your own risk and subject to the terms and policies of those third parties.
19. Termination and Suspension
We may suspend, limit, or terminate your access to the Services at any time, with or without notice, if:
you violate these Terms
you fail to make a required payment
you engage in fraud, abuse, harassment, or unlawful conduct
you misuse our intellectual property or share account access
we determine that your use presents risk to us, our users, or our systems
we discontinue the applicable Service
Upon termination:
your right to access and use the Services immediately ends
we may revoke access to your account, content, downloads, or community spaces
no refund will be owed unless required by law or expressly stated by us in writing
any provisions that by their nature should survive termination will survive
20. Dispute Resolution
Before filing any legal claim, you agree to contact us first at [email protected] and attempt to resolve the dispute informally in good faith for at least thirty (30) days.
If a dispute cannot be resolved informally, the dispute shall be resolved exclusively in the state or federal courts located in Jackson, Missouri, unless applicable law requires otherwise.
Each party consents to personal jurisdiction and venue in those courts and waives any objection based on inconvenient forum.
Class Action Waiver
To the fullest extent permitted by law, you agree that any claim must be brought only in your individual capacity and not as a plaintiff or class member in any class, collective, consolidated, or representative proceeding.
21. Governing Law
These Terms and any dispute arising out of or relating to them or the Services shall be governed by the laws of the State of Missouri, without regard to conflict of law principles.
22. Changes to These Terms
We reserve the right to modify, amend, or update these Terms at any time.
When we do, we will update the “Last Updated” date at the top of this page. Material changes may also be communicated by email, website notice, or through the Services.
Your continued use of the Services after updated Terms become effective constitutes your acceptance of the revised Terms.
If you do not agree to the revised Terms, you must stop using the Services.
23. Electronic Communications and Signatures
You consent to receive communications from us electronically, including by email, account notices, checkout notices, and website postings.
You agree that your electronic acceptance of these Terms has the same legal effect as a handwritten signature.
24. General Provisions
These Terms, together with our Privacy Policy and any additional offer-specific terms presented to you at checkout or on an offer page, constitute the entire agreement between you and us regarding the Services.
If any provision of these Terms is found invalid or unenforceable, the remaining provisions will remain in full force and effect.
Our failure to enforce any provision shall not be considered a waiver of that provision.
You may not assign these Terms without our prior written consent. We may assign these Terms in connection with a merger, sale, reorganization, asset transfer, or operation of law.
Nothing in these Terms creates any agency, partnership, joint venture, employment, or franchise relationship between you and us.
25. Contact Information
Thrive by Grace Digital Agency LLC d/b/a Thrive by Grace Digital d/b/a Thrive Collective 1505 Doc Henry Rd Greenwood, MO 64034